Understanding government schemes for 2024 enables you to critically analyze their impact and effectiveness, which is often required in the examination. Here is the list of important schemes for all exams:
List of Important Government Schemes for UPSC Mains 2024 | ||
Scheme | Ministry | Objective |
Pradhan Mantri Awas Yojana (PMAY), 2015 | Ministry of Housing and Urban Affairs | Provide affordable housing to the urban poor, so far 118.64 lakh houses sanctioned. |
Pradhan Mantri Jan Dhan Yojana (PMJDY), 2014 | Ministry of Finance | Ensure financial inclusion by providing access to banking services for all, especially the unbanked population. |
Atmanirbhar Bharat Abhiyan, 2020 | Various Ministries | Promote self-reliance through local manufacturing and reduce dependence on imports across various sectors. |
Pradhan Mantri Fasal Bima Yojana (PMFBY), 2016 | Ministry of Agriculture and Farmers’ Welfare | Provide insurance coverage and financial support to farmers in the event of crop failure due to natural calamities. |
National Digital Health Mission (NDHM), 2020 | Ministry of Health and Family Welfare | Create a digital health ecosystem to enhance accessibility and efficiency in healthcare services. |
Ayushman Bharat Yojana, 2018 | Ministry of Health and Family Welfare | Offer health insurance coverage of up to ₹5 lakh per family per year to economically vulnerable families. |
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN), 2019 | Ministry of Agriculture and Farmers’ Welfare | Provide financial assistance of ₹6,000 per year to small and marginal farmers to support their livelihoods. |
National Education Policy (NEP) 2020 | Ministry of Education | Implement major reforms in the education system to make it more holistic, flexible, and multidisciplinary. |
PM Surya Ghar Muft Bijli Yojana | Ministry of New and Renewable Energy | Provides 300 units of free electricity per month to 1 crore families by supporting the installation of solar panels in households. |
Recent Government Schemes for 2024 exams
Recent government schemes for exams are equally important as they reflect the latest policy changes and initiatives. Candidates must prepare the latest social sector schemes for the all exams. Here are some of the recently launched government schemes:
Recent Government Schemes for UPSC Mains 2024 | ||
Scheme Name | Ministry | Objective |
PM Schools for Rising India (PM SHRI), 2022 | Ministry of Education | Upgrade 14,500 schools to enhance educational quality and infrastructure. |
Rashtriya Udyamita Vikas Pariyojana, 2024 | Ministry of Skill Development and Entrepreneurship | Equip individuals with the required skills to create job providers rather than job seekers |
Pradhan Mantri Janjatiya Unnat Gram Abhiyan (PM-JANJATIA), 2024 | Ministry of Tribal Affairs | Foster development in 63,000 tribal villages, benefiting 5 crore tribal people. |
Unified Pension Scheme, 2024 | Ministry of Finance | Streamline and improve pension benefits for government employees |
Vatsalya Scheme, 2024 | Ministry of Women and Child Development | Support new investment options for minor children by allowing parents/guardians to contribute to an NPS account |
Purvodaya, 2024 | Union Minister of Steel, Petroleum and Natural Gas | Comprehensive development of the Eastern region covering Bihar, Jharkhand, West Bengal, Odisha, and Andhra Pradesh. |
Pradhan Mantri Surya Ghar Yojana, 2024 | Ministry of New and Renewable Energy (MNRE) | Enhance the adoption of solar energy across the country by providing financial support |
Electric Mobility Promotion Scheme 2024 | Ministry of Heavy Industries | Accelerate EV adoption, Support the development of a robust electric vehicle manufacturing infrastructure in India, and promote affordable transportation |
Changes to Previous Government Schemes
The government often revises existing schemes to improve their efficiency and effectiveness. Understanding these changes is crucial for the exams as they highlight the dynamic nature of policy implementation. Here are some of the changes to the previously launched government scheme for exams:
Updates to Government Schemes for exams 2024 | |
Scheme | Changes |
PM Awas Yojana | Target: 3 crore additional houses in both rural and urban areas. |
Urban 2.0 Initiative | Investment: Rs. 10 lakh crore. Goal: Provide housing for 1 crore urban poor and middle-class households. |
Model Skill Loan Scheme | Updated Loan Limit: Rs. 7.5 lakh. Government-backed fund guarantee. Impact: Supports 25,000 students annually. |
Mudra Yojana | Increased Loan Limit: Rs. 20 lakh (Tarun category). Focus: Business owners with a successful loan repayment history. |
PMGSY (Pradhan Mantri Gramme Sadak Yojana) | Phase IV: Aim to provide all-weather connectivity to 25,000 rural habitations with increased population. |