List of Important Government Schemes for 2024 exams

government schemes

Understanding government schemes for 2024 enables you to critically analyze their impact and effectiveness, which is often required in the examination. Here is the list of important schemes for all exams:

List of Important Government Schemes for UPSC Mains 2024
Scheme MinistryObjective
Pradhan Mantri Awas Yojana (PMAY), 2015Ministry of Housing and Urban AffairsProvide affordable housing to the urban poor, so far 118.64 lakh houses sanctioned.
Pradhan Mantri Jan Dhan Yojana (PMJDY), 2014Ministry of FinanceEnsure financial inclusion by providing access to banking services for all, especially the unbanked population. 
Atmanirbhar Bharat Abhiyan, 2020Various MinistriesPromote self-reliance through local manufacturing and reduce dependence on imports across various sectors.
Pradhan Mantri Fasal Bima Yojana (PMFBY), 2016Ministry of Agriculture and Farmers’ WelfareProvide insurance coverage and financial support to farmers in the event of crop failure due to natural calamities.
National Digital Health Mission (NDHM), 2020Ministry of Health and Family WelfareCreate a digital health ecosystem to enhance accessibility and efficiency in healthcare services.
Ayushman Bharat Yojana, 2018Ministry of Health and Family WelfareOffer health insurance coverage of up to ₹5 lakh per family per year to economically vulnerable families.
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN), 2019Ministry of Agriculture and Farmers’ WelfareProvide financial assistance of ₹6,000 per year to small and marginal farmers to support their livelihoods.
National Education Policy (NEP) 2020Ministry of EducationImplement major reforms in the education system to make it more holistic, flexible, and multidisciplinary.
PM Surya Ghar Muft Bijli Yojana Ministry of New and Renewable EnergyProvides 300 units of free electricity per month to 1 crore families by supporting the installation of solar panels in households.

Recent Government Schemes for 2024 exams

Recent government schemes for exams are equally important as they reflect the latest policy changes and initiatives. Candidates must prepare the latest social sector schemes for the all exams. Here are some of the recently launched government schemes:

Recent Government Schemes for UPSC Mains 2024
Scheme NameMinistryObjective
PM Schools for Rising India (PM SHRI), 2022Ministry of EducationUpgrade 14,500 schools to enhance educational quality and infrastructure.
Rashtriya Udyamita Vikas Pariyojana, 2024Ministry of Skill Development and Entrepreneurship Equip individuals with the required skills to create job providers rather than job seekers
Pradhan Mantri Janjatiya Unnat Gram Abhiyan (PM-JANJATIA), 2024Ministry of Tribal AffairsFoster development in 63,000 tribal villages, benefiting 5 crore tribal people.
Unified Pension Scheme, 2024Ministry of FinanceStreamline and improve pension benefits for government employees
Vatsalya Scheme, 2024Ministry of Women and Child DevelopmentSupport new investment options for minor children by allowing parents/guardians to contribute to an NPS account
Purvodaya, 2024Union Minister of Steel, Petroleum and Natural GasComprehensive development of the Eastern region covering Bihar, Jharkhand, West Bengal, Odisha, and Andhra Pradesh.
Pradhan Mantri Surya Ghar Yojana, 2024Ministry of New and Renewable Energy (MNRE)Enhance the adoption of solar energy across the country by providing financial support
Electric Mobility Promotion Scheme 2024Ministry of Heavy IndustriesAccelerate EV adoption, Support the development of a robust electric vehicle manufacturing infrastructure in India, and promote affordable transportation

Changes to Previous Government Schemes 

The government often revises existing schemes to improve their efficiency and effectiveness. Understanding these changes is crucial for the exams as they highlight the dynamic nature of policy implementation. Here are some of the changes to the previously launched government scheme for exams:

Updates to Government Schemes for exams 2024
SchemeChanges
PM Awas YojanaTarget: 3 crore additional houses in both rural and urban areas.
Urban 2.0 InitiativeInvestment: Rs. 10 lakh crore. Goal: Provide housing for 1 crore urban poor and middle-class households.
Model Skill Loan SchemeUpdated Loan Limit: Rs. 7.5 lakh. Government-backed fund guarantee. Impact: Supports 25,000 students annually.
Mudra YojanaIncreased Loan Limit: Rs. 20 lakh (Tarun category). Focus: Business owners with a successful loan repayment history.
PMGSY (Pradhan Mantri Gramme Sadak Yojana)Phase IV: Aim to provide all-weather connectivity to 25,000 rural habitations with increased population.